Prior to 2003, our small grocery shop in the public market were literally doing great. Modesty aside, sales were good everyday, 12-hour each day is not enough.
Then came the biggest blow in my life. I have learned that “there are more things than money.” You just can not sit and enjoy two different worlds at the same time. At the most crucial time, you have to make a tough decision. Whether it is your family or the money.
In September 2003, at the height of our business, I got pregnant. That was our third. We were both overjoyed. Another blessing in the offing. Husband wanted a big family. But, then, that pregnancy became too delicate for me. I am constantly bleeding. The last bleeding sends me the hospital for three days. A threatened miscarriage. I need to be very careful. Bed rest is the only solution.
What would become of the business? Hubby could not quit his day job. Gotta give up the store. With the help of a CPA/Lawyer friend, she helped me with the proper dissolution of the business. She took charge arranging the books, footing the liabilities, listing down the receivables from the clients and writing off bad debts.
More importantly, after turning the remaining stocks in liquid assets, she asked us to pay off our property that was mortgaged in the bank. That way, she said, our asset is protected, and, we are free from interest-bearing loan which can hurt our financial capacity.
Looking back at those years, I may have lost a business, but the blessings that comes in after that were too many that my heart is always full of joy. That pregnancy produced a very smart and active kid, now 7 years old. Hubby’s little princess, as he fondly calls her.
And, I will be forever indebted to my friend who lends her expertise in taking care of preventing us from a financial breakdown. It is always necessary to employ people who are knowledgeable in their field and someone who does their craft professionally.
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